|
Checklist
| Age: |
|
Under
21 |
21-29 |
30-39 |
40-49 |
50-59 |
60+ |
|
10 points |
9 points |
7 points |
5 points |
3 points |
1 point |
|
|
Annual income
level (other than share investments): |
|
0 - $5000 |
$5001 - $15000 |
$15001 - $25000 |
$25001 - $40000 |
$40001
- $70000 |
$75000+ |
|
1 point |
2 points |
4 points |
6 points |
8 points |
10 points |
|
|
Need for liquid assets: |
|
Within
1 year |
1 -
2 years |
2-4
years |
4-6
years |
6-10
years |
10
years+ |
|
1 point |
3 points |
5 points |
7 points |
9 points |
10 points |
|
|
Attitude to risk taking:
|
|
Which of
the following best sums up your attitude to money: |
|
Reckless |
It
is there to enjoy |
Cautious |
|
10 points |
8 points |
5 points |
|
I’ve
worked too hard for it to throw it away
|
a miser |
|
3 points |
1 point |
|
Now add up your scores
and see how you should balance your portfolio:
- 4-10 You are after
security first and foremost. Blue chip stocks all
the way.
- 11-16 Security is
very important. 80%-20% in favour of secure, low
risk stock.
- 17-25 Proceed with
some caution. 65%-35% in favour of secure, low risk
stock.
- 26-33 Happy to take a
few risks but would still like to sleep well at
night. 50%-50% between secure, low risk stock and
high-risk, growth stock.
- 34-40 Let’s go for
it. 70%-30% in favour of high-risk, growth stock.
Return to
"Making an Investment Plan" Index
|
